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Intro order APR is x% for x months from date of account opening then the regular obtain APR applies. Intro Harmony Transfer APR is x% for x months from day of first transfer, for transfers below this supply that put up towards your account by then the standard buy APR applies. Normal obtain APR: x% variable to x% variable, determined by your creditworthiness. Dollars APR: x% variable. Variable APRs will change with the market based on the Prime Price. 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